Blackstocks.com: In the Know

Three must-have gadgets for your car.

Pimp Your Ride with these three must-have gadgets for your car.

Click hereto see Video

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The Best Time to Buy

When to get the best deals on groceries, gas, and household appliances and more.....

Click to find The Best Time to Buy - video

Technorati tags: personal, life, money, love, inspirational, Alton Perkins, wealth, investing, African American, Mutual Funds, Books, Nasdaq Stock Market, Blackstocks.com, Video, Stocks, www.blogblackstocks.com, Best Time to Buy

What you need to know when buying a flat-panel television.

What you need to know when buying a flat-panel television - A lot!

Take a look at some tips from smatmoneytv on some dos and don't about your flat panel TV.

SmartMoney TV Tips of Flat panel - Video

SmartMoney TV Tips of Flat panel - Video

Technorati tags: Alton Perkins, www.blackstocks.com, stocks, investments, Asset Allocation, Time Horizon, Diversification, risk, African Americans, TV One, Television, savings, money flat screen tv, www.blogblackstocks.com

Be Smart - Check Your Real FICO Scores - Free Estimate

Be Smart – Check Your Real FICO Scores - Free Estimate

Answer these ten easy questions by clicking here and and get a free estimated range for your three FICO® scores, plus customized product recommendations from myFICO, the most trusted name in credit scoring.

Though you will get a good range of your score, checking your real FICO scores and credit reports is the best way to get an accurate picture of how lenders see you.

FICO scores, credit report, credit agencies, inquiries, www.blackstocks.com, Alton Perkins, African-American, credit score, mortgage, loans, installment credit, Fair Isaac & Co

Free International Phone Calls By Calling Iowa

AllFreeCalls.net is offering free international calls to select countries. All you have to do is call this Iowa phone number: (712) 858-8094, and then enter the usual 011 + Country Code + Phone Number. How do they make money? Via TechCrunch:

Iowa is apparently the only state taking advantage of an FCC kickback scheme that gives telco’s a portion of the fees generated from every inbound call to an Iowa number. So when you call the AllFreeCalls phone number, a portion of any long distance fees you are paying go to the company. The kickback is apparently authorized via the Universal Service Fund. These kickbacks are enough on average to more than cover the international outbound calling fees.

Thanks to our guys over at Moneyblog for passing this information on.

 

Technorati tags: Alton Perkins, www.blackstocks.com, stocks, investments, Asset Allocation, Time Horizon, Diversification, risk, African Americans, telephone, At&T, long distance, savings

The ' Got Dang' Song - to catch a thief

The Got Dang Song - to catch a thief

Am I lucky or what? The email below that I just received in my inbox says that I just won a million dollars. Not only did I win a million bucks- but sponsors in this great lottery included not only Microsoft but Deutsche Bank and GCI networks (whoever they are).

Now what's wrong with this email? Why isn't it a winner? Where's my million Euros? Why can this not be true? After all people win a million bucks all the time.  So why not now? Why not me?

I tell you why not. It would seem to me that Deutsche Bank would have enough Euros or dollars - whichever the case maybe to have their own email address something like, 'thisjerk@Deutschebank.com'   

But what do I see at the bottom of the email along with an overseas telephone , I see 'E-mail address:: bankdutchie@aim.com.'  Now in checking out this address, as Curtis Mayfield would say, who the ' got dang ' is "aim.com?" Low and behold I find out that aim.com is connected to some sort of site that has nothing to do with Deutsche Bank.  You would think that if this was the real deal someone from the bank would contact me using a bank email address.

Now, let's look at the email address where the email came from ' result@results6.orangehome.co.uk.' Where does www.results6.orangehome.co.uk take me. Well the same place it will take you - if you click on it now. It takes you no where.

Also I'm curious to know, If some company just gave away $1,000,000, why they would not want the world to know about it. Imagine all the press a company could generate giving away a million dollars. According to these folks though they want you to keep things on the down low. They state "we advice that you keep all information about this prize confidential."

So what's the deal here?

Need a Place to Stash Your Cash.....If You Have Any left

Need a Place to Stash Your Cash, if you have any left that is -after the holidays.

Check out these two savings account programs. They appear to be the hottest on the Internet and return over 5% - which isn't too bad for a savings account.

HSBC Direct

Emigrant Direct

No fees, and no minimums makes things even better and you can link directly to your checking account that you have now.

Technorati tags: Alton Perkins, www.blacstocks.com, Savings, cash investments, invest, African American

How to Get a Great Deal on Your Next Car

How to Get A Great Deal on Your Next Car

One of the first steps is to stop by edmunds.com. The site provides free Edmunds.com True Market Value^® (TMV^®) report to discover what others are paying for the car you want.

The Edmunds True Market Value (TMV) report is Edmons system for calculating what others are paying for new and used vehicles, based on real sales data from your car dealerships near you.

When you request an Edmunds.com TMV report, you get a customized price estimate based on your Zip Code, your car, and your desired options. Your report also includes information on available rebates and incentives on your car.

Why is this information powerful? You can get price comparisons for new and used cars. What dealers are really paying for the car. What cars are selling in that dealership, and what cars are not as well as:

For your region you will see:

• Exclusive selling prices
• Current incentives and rebates
• 5-Year True Cost to Own
• Dealer listings
• Insurance providers

In addition you get some good tip buying Guides from Confessions of a Car Salesman to pointers on Finance & Insurance.

Tips & Advice from Edmunds' Editors

• 10 Steps to Buying a New Car
• 10 Steps to Selling Your Car
• Confessions of a Car Salesman
• Fuel Economy Guide
• Car Safety Guide
• Finance & Insurance Guide
• Maintenance Guide
• Young Drivers Guide
• The Women & Family Car Guide
• Blog: The Driving Woman
• Blog: Strategies for Smart Car Buyers

 

Technorati tags: Alton Perkins, www.blackstocks.com, car buying, saleman, sticker price, car deals, finance, loans, insurance, www.edmuns.com, African American

TV Set War Have Them - Dropping Like Flies

Steals and Deals

Another drop: 42-inch plasma for $799

You may have already seen this if you have cable TV (and don't automatically skip over infomercials), but Big Lots is offering a 42-inch plasma TV from Sylvania for $799. That's $400 off the regular price and down $200 from the 42-inch plasma that Vizio cranked out for the Friday after Thanksgiving.

It's always possible that you might find a better deal out there, but this one is pretty good. The store chain has 4,000 in stock, with a minimum of three per store and a limit of one per family. Look at the excitement of the lady with the Brittania jeans. She's going to buy one.

From the ad, it's unclear whether the TV Sylvania offers is a high-def plasma or not--Sylvania offers both. It might be only a regular plasma. But Amazon is also offering a 42-inch Sylvania plasma that accepts both 720 and 1080i input, according to the product description, for $799.

Since there are a lot of people in the TV business these days, manufacturers are trying every means and outlet to make sure their inventory gets out there. Second, there is a war going on these days in the 40- to 49-inch TV market between plasma vs. LCD. Plasma has dominated this space, but LCD has crept in. If LCD gets a toehold here, the technology will move to the 50-inch market.

If a Big Lots is near you, you may want to check this out!

Technorati tags: Sylvania, plasma TV, Steal and Deals, LCD, Amazon, Blackstocks.com, wiki, video, African American

Blackstocks.com's Deal of Today last Minute Holiday Gift~ Video

Blackstocks.com's Deal of Today last Minute Holiday Gift~ Video

Over at Smart Money.com they have developed a unique idea for that last minute gift idea. IF you've been to any store lately, they've been right in front of your nose. Check out last minute gift ideas - for a fraction of their face value. spend more when you can spend less?

Click to see the Video

Technorati tags: Money, Shopping, Smart Money, Deal of Today, Blackstocks.com, Specials, Savings, Holiday, Good Deal, Discounts, Alton Perkins, Video, African American